Frequently asked Questions

What is SHDF?

We grant scholarships for higher professional education to bright students from low-income families in Punjab and other Northern Indian states. Meeting a critical need in funding for higher education, during the past two decades, we have provided more than thirteen thousand scholarships, nearly three-quarters to women; two-thirds from rural areas.

What Motivates You?

Guided by the principles of Sikhism, we are committed to serving humanity by addressing urgent needs in our community:

  • Soaring Education Costs: Professional education is now out of reach for many low-income families.
  • Empowering Youth: In a digital age, higher education is vital for securing decent jobs or self-employment.
  • Combatting Despair: Lack of opportunity contributes to alarming drug use among young people.
  • Addressing Farmer Suicides: Punjab faces the highest rate of farmer suicides in India due to severe financial pressures.
  • Supporting Livelihoods: Degraded soil and water quality threaten the primary livelihood of agriculture.
  • Nurturing Potential: Many talented students in Punjab and nearby states can thrive with the right educational support.

How Did SHDF Start?

In 1999, six professionals from the Washington Metro area learned about the disappointment and lack of opportunity to pursue professional college education by a large number of bright but poor students in Punjab More so, female students coming from low-income families were disproportionately being denied higher professional education due to lack of family financial resources. Inspired by Sikh Philosophy, the spirit of Sewa, these six professionals took the initiative to set up the Sikh Human Development Foundation to provide scholarships to such disadvantaged children. The Foundation was registered as a non-profit tax-exempt organization. In 2001, the first 22 scholarships were awarded to children from families whose incomes were below the poverty line.

How Does SHDF Operate In India?

SHDF has been awarding scholarships since 2001. From the beginning we have partnered with Nishkam Sikh Welfare Council, a well-reputed non-profit organization based in New Delhi, to help implement this program. Nishkam headquarters houses the SHDF Division where full-time staff are engaged in running this program. To implement the program effectively and efficiently, SHDF-Nishkam’s eight centers in Punjab, one in Delhi, and one in Haryana, maintain direct and regular contact and communication with a large number of educational institutions and potential recipients.

SHDF determines the rules and procedures, application formats, as well as selection criteria.

Nishkam officials invite scholarship applications. A written test is conducted, followed by interviews and recommendations. Applications are then sent to SHDF. We review scholarship applications in detail and allocate the amount of need-based scholarship for each applicant.

Who are the scholarship recipients?

All recipients come from low-income families. The average household annual income of the awardees in 2024 was approximately equal to $1,175 per annum—that is, less than US$100 a month (less than 8,000 Rupees a month). Our students include orphans, children of widows, terminally sick parents, farmers who committed suicide, drivers, female tailors operating from home, female domestic servants, Gurdwara sevadars, milkmen, agricultural laborers, pensioners, and others. In recent years, almost three quarters of the scholarship recipients have been young women, and in aggregate around two-thirds are from Punjab villages.

What are the eligibility requirements for SHDF scholarships?

Applicants must demonstrate strong academic performance, maintaining at least 60% overall marks in the last two semesters or the previous academic year. Additionally, the applicant’s household income must not exceed Rs. 250,000 per year (less than $250 per month).

Is the scholarship amount the same for all the students? If not, how do you determine the amount of each scholarship?

No, SHDF scholarships are need-based. The amount is determined by evaluating each student’s educational expenses, family income, number of college-going siblings, and any financial assistance they receive from other sources.

What is the cost of one scholarship?

The cost to sponsor one student is $550. This is reviewed each year and may change based on inflation and fee structures.

What are your major accomplishments?

SHDF has so far provided more than 13,000 scholarships, all given to bright but financially-disadvantaged students to help them become doctors, engineers, IT professionals, Agriculturists, Nurses, Chartered Accountants, etc. Of these, more than 6,000 scholarship recipients have already graduated and most of them are well-employed. 66% of the scholarships were allocated to students from rural areas of Punjab and 75% to female students. The transformational impact on these students, their families and the community is remarkable. These scholarships are bringing back dignity and hope to the recipients, their families and the community. In addition to providing scholarships, SHDF is holding workshops to impart communication, leadership and entrepreneurial skills to the scholarship recipients.

In Punjab, College Education for female students is quite low. Does SHDF give any special emphasis to female college education?

Yes, our scholarship program strongly advocates female college education by encouraging more and more female students to apply. Offering quality and universal education to young girls promotes progress for society as a whole. This is not only important for women empowerment but also has far reaching and multiplying effects.

Is the scholarship program only for the Sikh students?

SHDF scholarships are granted to all eligible students irrespective of religion, caste or creed.

What are the current scholarship distribution facts?

Here is a glance at the most recent scholarship distribution:

  • Female students: 75%
  • Male students: 25%
  • Rural Areas: 66%
  • Urban Areas: 34%

More than 6,000 Scholarship recipients have graduated. Most have found good jobs, and are working as engineers, nurses, IT professionals among others.

Why is SHDF doing this?

  1. The cost of professional education has skyrocketed to a level that low income families just cannot afford.
  2. In this age of computers, the internet and mobile phones (knowledge economy), professional college education alone can help our youth get decent jobs or be properly self-employed.
  3. SHDF believes in Sewa.
  4. There is alarming high drug use among the youth.
  5. Highest rate of farmers’ suicides in Punjab, compared to any other state in India.
  6. Threatened agriculture due to deteriorating soil and water quality.

What about your overhead expenses?

Compared to most other non-profit organizations, SHDF overheads are quite low. All Board members travel to India on their own expense to supervise implementation of the program. Ten SHDF Centers in Punjab, Delhi and Haryana are manned by volunteers (college professors, college staff and some students).

How do you raise funds?

Apart from holding an annual Fund Raising Dinner in the USA, SHDF makes funds’ appeals in community centers and Gurdwaras. Due to its transparency and open approach SHDF is fortunate to have loyal support from a group of major donors in the USA, with recent very generous contributions from supporters from California. Donors have also come forward from the UK, Australia, Canada and a few other countries. We have also formed Chapters in Richmond and Cleveland (more to be formed in other cities).

What are your future plans?

SHDF will continue to provide almost two thousand scholarships every year. We will also continue to hold soft-skill development training workshops for the scholarship recipients. Additional steps have been taken recently to form a Student Alumni forum, encouraging past graduates to become engaged in helping new students and also supporting SHDF’ financially. We are also exploring an important “Mentor-Mentee” program.

Current Goals

  • Provide 1,600+ scholarships annually in the coming years.
  • Increase the number of soft-skill development workshops for graduating students.
  • Reach out to a broader range of potential donors in the US, UK, Canada and other countries to increase our funding base.

How can I support SHDF?

You can transform the lives of bright and needy students! No donation is too small. Please donate whatever best you can.

You can:

  • Sponsor one or more students by donating $550 per student per year.
  • Set up a recurring monthly donation online at SHDF.org for $25, $50 or $100 or any other amount.
  • Become a Major Donor: Diamond Circle member: $100,000; Platinum Circle member: $50,000; Gold Circle member: $25,000; Benefactor: $10,000; Patron: $5,000.
  • Donate in the memory of loved ones. Scholarships in the name of your dear ones will be given to the needy students. A minimum of 5 scholarships and commitment of three years is requested.
  • Donate as you celebrate life events.
  • Spread the word and tell others about the program and the organization.
  • Make Bequests through your Will or Revocable Trust and pledge your assets to SHDF.
  • Donate Appreciated Assets including securities, stocks, real estate, and life insurance policies, while avoiding capital gain and other taxes.
  • Workplace Participation – If your place of work has a matching donation program, please let us know so that we can set up the program to double your donation.

Are donations tax deductible?

All donations to SHDF are tax deductible as SHDF is a tax-exempt charitable organization under section 501(c)(3). Our federal tax ID number is 52-2171746.

Why Should I Choose SHDF to Support?

We are the premier organization outside of India that provides funding to young women and men who have ability and aspiration to go into higher education and yet their poverty does not allow them to do so.

Our operating principles are based on transparency, accountability, and low administrative cost. Our accounts are audited every year and are available to donors.

Education is the only sustainable solution to the challenges facing the youth, (including a rapid rise of drug addiction), particularly in Punjab but also elsewhere in India.

Your contribution is critical for the struggling youth. Their futures and their families’ and communities’ futures are dependent on education. They must not remain excluded from economic opportunities. With your contribution, you can help transform lives.

Whom should I contact if I need more information?

Contact us:
Email: info@shdf.org
facebook.com/SHDFInfo
Phone: 240-780-1530
Our Mailing Address is:
10504 Riverbend Lane, Potomac, MD 20854